If you notice a difference between your total balance and your available balance, it typically relates to payments that are currently being processed. Here’s a breakdown of why this occurs and what it means:
Pending Transactions: When you initiate a payment or if there is an incoming transfer, the funds related to these transactions might be held as pending. While they are being processed, these amounts are usually deducted from your available balance but may still appear in your total balance until the transaction is fully cleared.
If your available balance does not reflect expected amounts, and you need clarity on specific holds or pending transactions, it’s advisable to review your recent transaction history through your banking app or online account. If discrepancies persist, contact customer support for detailed assistance to ensure there are no errors affecting your balances.